Start with a comfortable monthly commitment rather than the maximum loan available. Keep room for registration, moving, furnishing and maintenance expenses.
Choose a location by testing everyday travel, not only distance on a map. Visit the neighbourhood during working hours and in the evening. Check water, power, road access and nearby services.
Compare the usable layout, natural light and storage of each home. A slightly smaller, efficient plan may serve a family better than a larger but awkward one.
Read every cost sheet and agreement carefully. Record verbal commitments and seek independent legal review before paying a major amount. A measured shortlist makes the final decision clearer.